Christmas can challenge anyone’s finances with the presents to buy, the food and perhaps a tree and decorations. Sadly, in an attempt to make Christmas the best that it can be, many people stretch themselves too far and end up struggling to pay for the festivities for the rest of the year. It really helps if you organise your finances in advance and you will certainly enjoy your shopping and the entire festive season more if you have the money to hand when you need it. Continue reading The Christmas Budget →